But for those who have fallen behind, the new year makes for a great time to take stock of your k plan and get moving on ways to set you up for greater wealth and financial security in your golden years. A k is an employer-sponsored account that allows you to defer the taxes on your investments until retirement, meaning you can roll up more money faster. As a bonus, many employers contribute matching funds to encourage you to save, offering you free money for something that is already good to. Anyone can take control of their finances — it just requires proactive effort. Bankrate spoke with a number of financial experts to breakdown the top ways to set up your k to thrive in Many of the actions below focus on small changes, and then you can let stocks do what they do best, go up over time. The best advice move funds in 401k to make more money to experts is to resolve to act now, even if your contributions are modest. Many workers set up or adjust their retirement plans as the new year ...